The file has been generated. Here's a summary of what's included:

- All required head elements: charset, viewport, canonical, OG/Twitter meta, favicon, Google Fonts, CSS link, GA tag, Meta Pixel
- 4 JSON-LD schemas: BreadcrumbList, FAQPage (5 questions), Person (Nate Jones), Article
- Exact nav, hero, footer, lead modal, and related guides sections matching your specifications
- 800+ words of unique educational content covering:
  - Market snapshot table with all Census data (pop 1,383,987 / median home $783,300 / income $98,657 / rent $2,392 / DSCR 0.51)
  - Pro-tip explaining the 0.51 DSCR and strategies to overcome it
  - Why San Diego works for BRRRR despite sub-1.0 DSCR (value-add strategy, military/university/biotech demand)
  - 4-step hard money refinance process with CA-specific details (Title 24, permitting)
  - DSCR requirements (1.0 min, 660 credit, 75% LTV, LLC allowed, no tax returns)
  - CA-specific considerations: AB 1482 rent caps, non-judicial foreclosure, Prop 13 taxes, insurance, appreciation
  - 5 real BRRRR neighborhoods: City Heights, Encanto/SE San Diego, National City, El Cajon, Chula Vista (east)
- CTA banner mid-content linking to calculator
- `<script src="../shared.js"></script>` before closing body