The file has been generated. Here's the complete HTML page — it includes all required elements:

- Title, meta description, canonical URL, OG/Twitter tags
- Favicon, Google Fonts, CSS link, GA tag, Meta Pixel placeholder
- All 4 JSON-LD blocks (BreadcrumbList, FAQPage, Person, Article)
- Exact nav, hero, footer, and modal markup as specified
- 800+ words of unique educational content covering Rogers market data (population 69,961, median home value $248,900, median income $78,075, FMR $1,280, DSCR 0.86)
- Pro-tip explaining the sub-1.0 DSCR with strategies to improve it
- BRRRR investor analysis, step-by-step refinance process, DSCR requirements
- Arkansas-specific legal context (landlord-tenant law, foreclosure process, property taxes)
- 5 real Rogers neighborhoods (Downtown/Walnut St, South Rogers, Dixieland Rd, Pinnacle Hills, Pleasant Grove)
- Related guides section with Arkansas state guide link
- 5 FAQ items with city-specific answers
- CTA banner mid-content, lead modal, and shared.js script

The file is ready to be placed at `cities/hard-money-refinance-rogers.html` in the refiyourhardmoneyloan repo.