The file has been generated. Here's a summary of what's included:

- **All required head elements**: charset, viewport, canonical, OG tags, Twitter card, favicon, Google Fonts, stylesheet, GA tag (G-SZ5WPKTERL), Meta Pixel placeholder
- **4 JSON-LD schemas**: BreadcrumbList, FAQPage (5 LA-specific questions), Person (Nate Jones), Article
- **Exact nav, hero, footer, and modal** matching the specifications
- **800+ words of unique educational content** covering:
  - LA market context with real Census data (3,881,041 pop, $822,600 median home value)
  - Market snapshot table with DSCR interpretation (0.42) in a pro-tip callout
  - Why LA is active for BRRRR despite sub-1.0 DSCR (ADU laws, appreciation, buy-below-median strategies)
  - Step-by-step hard money refinance process adapted for LA
  - DSCR loan requirements
  - California-specific considerations (RSO, AB 1482 tenant protections, Prop 13, non-judicial foreclosure, wildfire insurance)
  - 5 real LA neighborhoods: South LA, Boyle Heights, Inglewood, Pacoima/Sun Valley, Watts/Willowbrook
- **CTA banner**, **Related Guides** section (7 cards including CA state guide), **FAQ section** (5 items), and `shared.js` script tag

The file was written to `/Users/jeffsutherland/sites/automation/hard-money-refinance-los-angeles.html` — you can move it to the `cities/` folder in the refiyourhardmoneyloan repo when ready.