The file has been written to `/Users/jeffsutherland/sites/refiyourhardmoneyloan/cities/hard-money-refinance-jacksonville.html`. 

The page includes:
- All required meta tags, Open Graph, canonical URL, and Twitter card
- 4 JSON-LD blocks: BreadcrumbList, FAQPage (5 Jacksonville-specific questions), Person (Nate Jones), and Article schema
- Google Analytics (G-SZ5WPKTERL) and Meta Pixel placeholder
- Exact nav, footer, lead modal, and related guides sections matching the existing site
- 800+ words of unique educational content covering:
  - Market snapshot table with all Census data (pop 950,203, median home $243K, income $64,138, FMR $1,473, DSCR 1.01)
  - Pro-tip explaining the 1.01 DSCR interpretation
  - Why Jacksonville works for BRRRR (affordable entry, diverse employers, older housing stock)
  - 4-step hard money refinance walkthrough with Jacksonville-specific example numbers
  - DSCR loan requirements
  - Florida-specific considerations (landlord-friendly laws, judicial foreclosure, insurance volatility, flood zones, homestead exemption)
  - 5 real Jacksonville neighborhoods: Springfield, Murray Hill, Arlington, Northside/Airport, Westside/103rd Street
- Mid-content CTA banner linking to the calculator
- `<script src="../shared.js"></script>` before closing body