The file has been written to `/Users/jeffsutherland/sites/refiyourhardmoneyloan/cities/hard-money-refinance-hammond.html`. It includes all required elements:

- All meta tags, OG/Twitter cards, canonical URL
- 4 JSON-LD blocks (BreadcrumbList, FAQPage, Person, Article)
- GA tag (G-SZ5WPKTERL) and Meta Pixel placeholder
- Matching nav, footer, and lead modal from existing site
- 800+ words of unique educational content covering Hammond market data, BRRRR viability, refinance steps, DSCR requirements, Indiana-specific legal/tax context, and 5 real neighborhoods (Hessville, Robertsdale, North Hammond, Downtown Hammond, Woodmar)
- Market snapshot table with all Census data and pro-tip DSCR interpretation
- Mid-page CTA banner linking to calculator
- 5 city-specific FAQ items with real data references
- Related guides section with Indiana state guide link
- `../shared.js` script before closing `</body>`