The file has been generated. Here's a summary of what's included:

- All required meta tags, Open Graph, Twitter Card, canonical URL
- Google Analytics (G-SZ5WPKTERL) and Meta Pixel placeholder
- 4 JSON-LD blocks: BreadcrumbList, FAQPage (5 questions), Person (Nate Jones), Article
- Exact nav, hero, footer, and lead modal matching existing site patterns
- 800+ words of unique educational content covering:
  - Market snapshot table with all Census data
  - Pro-tip explaining the 0.72 DSCR and strategies to improve it
  - BRRRR investment analysis for Billings (below-1.0 DSCR strategies, STR opportunities near Yellowstone)
  - Step-by-step refinance process with Billings-specific details (contractor availability, Montana winters)
  - DSCR loan requirements
  - Montana-specific considerations (non-judicial foreclosure, landlord-friendly laws, property taxes)
  - 5 real Billings neighborhoods: South Side, North Park, The Heights, West End, Downtown
- Related guides section with 7 cards including Montana state guide
- FAQ section with 5 city-specific questions
- CTA banner mid-content linking to calculator
- `shared.js` script reference